To be eligible for a Personal Loan you need to:

• have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
• have an annual income/pension before tax of $10,000 or more
• be over 18 and a resident of the UK/US

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

• The purchase of property or land (both UK/US & Overseas) including holiday homes and apartments
• Purchasing a joint stake in a property or buying out a joint owner
• Mortgage deposit (regardless of lender or country)
• Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

• Gambling
• Business purposes
• Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.